many people fall into the bad credit rap do to uncontrollable circumstances the other hand many people lined up with bad credit due to their own poor money management whatever the case may be here are four key tips on how to repair bad credit number one get a free copy of your credit report if you haven't done so already you need to get a copy of your credit report from the three major credit bureaus review it from top to bottom to ensure all information is correct you may find it contains negative items that should not be their number to dispute errors you have a legal right to dispute all errors and inaccurate information on your credit report credit reports are managed by humans so they're definitely subject to error number 3 eliminate debt paydown all your debts by at least have this will
improve your debt to income ratio which is a strategic step for improving your credit number for creative strict budget budget planning is a very important step concerning how to repair bad credit do not send out side of your budget except for emergency purposes only it's for your own good for
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