What's wrong with using credit cards if we pay them off?

Josh's weather in Indianapolis and Josh how are you you better than I deserve whats up while I have a quick question about we always have and we have a credit one credit card me and my wife when we always paying every month we do this for you know general expenses and we earn cash back on this credit card every you know every month or whatever and we can turn in for cash you think it's still a good idea to have this credit card even if you know even though you don't like credit cards no I wouldn't have even though you aren't cashback how much cash back of your hand while changing your life and then put into my daughter's savings account for do donors in the ocean with you over $400 a year really hurt us together on here's the thing that start with I have a debit card that does everything yours does except the 400 box so paid off as paying it off right and then secondly this discussion is not going to bankrupt you until you're probably not the guy who's going to call me up with $48,000 in credit card debt I get to talk to you everyday and that's not use your not that guy control your discipline your smart with money in those kinds of things what you've missed out on though is this the personal finances 80% behavior and 20% had enough credit card companies know this at some point the average person playing your game ends up with a credit card balance they don't matter not managed to do it then you may be the one eye out of however how many that doesn't answer then the philosophical discussion continues the biggest problem you've got those this year spending a lot of effort racing 400 box and it actually implanted into your mind and with all the studies are showing us is that when that's having that you spend more on plastic then you do with cash an example of the grocery store the average person using plastic including a debit card okay but versus actual hundred dollar bills the hundred dollar bills equate to pain and activates the pain centers in the brain and so when you're standing in the grocery store line and you'd like 3 100 dollar bills and Uncle Ben is smiling up at you on the counter lotions have an algae moment and if you know thats coming when you get there by the normal pattern you will spend on average 22% less than a grocery store that's what that for $1 cost you if your 10 2 on little things. Impulse in the smaller it is the more the percentage of gold are clackers another where have you ever been the hotel late labor and now they're taking credit cards the vending machine in the first time I thought somebody put a bag of potato chips on a freaking credit card you know why they're doing it is there Finding there sales are up a hot​